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US & UKSavings

Savings accounts

Savings accounts, compared on the dated rate each provider publishes and the conditions attached to it.

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Products, prices and protections differ by country, so each market has its own comparison in its own currency.

US edition · dollars

Best high-yield savings accounts in the US: rates read 29 October 2026

Online savings accounts compared on the APY each bank published, the balance needed to earn it, and the date each rate was set.

  • 1. CIT Bank Platinum Savings 3.75%$375.00
  • 2. Ally Online Savings 3.20%$320.00
3 comparedRead 29 October 2026Figures interest earned
UK edition · pounds

Best easy-access savings accounts in the UK: rates read 29 October 2026

Eight UK savings accounts compared on the AER each provider published, how much of it is a first-year bonus, and the limits on withdrawals.

  • 1. Zopa Limited Access pot 4.56%£456.00
  • 2. Chase Saver 4.50%£450.00
  • 3. Chip Easy Access 3.81%£381.00
8 comparedRead 29 October 2026Figures interest earned
Guide · US & UK

APY, AER and APR: how interest rates are quoted in the US and UK

What APY, AER, gross rate and APR mean, how compounding changes the numbers, and how to compare rates on the same basis.

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Savings interest calculator

Run the numbers for your own situation, in dollars or pounds.

From the sourceEvery price is read from the provider’s own page and dated. How we rank
Rank isn’t for saleProviders may pay to be evaluated, never to be placed. How we make money
Analysis, not adviceWe explain costs and trade-offs; the decision is yours. Disclaimer