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Products, prices and protections differ by country, so each market has its own comparison in its own currency.
US edition · dollars
Best payroll software for small businesses in the US (2026)
Four full-service payroll services compared on what five employees cost a month, with the base fee and per-person fee separated out.
- 1. Square Payroll Full service$65.00
- 2. Wave Payroll Payroll$70.00
- 3. Homebase Payroll Payroll$79.00
Best payroll software for small businesses in the UK (2026)
Six UK payroll options compared on what five employees cost a month, from HMRC's free software to cloud payroll priced per payslip.
- 1. HMRC Basic PAYE Tools Basic PAYE Tools£0.00
- 2. Moneysoft Payroll Manager Payroll Manager 20£7.92
- 3. FreeAgent Sole trader£19.00
Guide · US & UK
What an employee really costs: US payroll taxes vs UK employer National Insurance
Salary is only part of the cost of an employee. Here are the employer taxes on top in the US and the UK, with worked examples using 2026 rates.
CalculatorPayroll software cost calculator
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Analysis, not adviceWe explain costs and trade-offs; the decision is yours. Disclaimer