Money transfer true-cost calculator
Put in your own numbers and see the arithmetic laid out line by line. Each market has its own version in its own currency.
Pick your edition
Each one uses that market’s published prices and opens at our reference profile, which you can change.
How it works
The calculator uses only figures each provider publishes. Where a fee is not published, the row says so and the figure leaves it out, which is why such a row ranks after every fully priced one. Introductory discounts are ignored because they end; tax is excluded because it depends on you.
This is a planning tool: it works on the numbers you enter and does not rank providers. The comparisons explain how their lists are ordered, and the full method is on how we rank.
How exchange-rate markups hide the real cost of sending money abroad
The fee is only part of what a transfer costs. Here is how to measure the margin hidden in the exchange rate, with worked examples.
UK comparisonSending money abroad from the UK: how Wise, Remitly and WorldRemit price transfers
Three UK money transfer services compared on how they price a transfer and what they say about exchange rates, with a true-cost calculator.
US comparisonSending money abroad from the US: how Wise, Remitly and Western Union price transfers
Three US money transfer services compared on how they price a transfer and what they disclose, with a calculator for the true cost of any quote.